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Platform 1 is an industrial platform capable to operate with high transaction load, thousands of users, and millions of documents and accounts. ​

Platform 1 combines all Applications, Application Objects and other Bank information resources in a whole. It gives the opportunity of quick development and a brea​​kthrough due to selection from over 1 200 fully ready functional Applications (options) and their inclusion in the current Bank infrastructure by integrating them with modules of third party vendors. 

Platform 1 allows the Bank to accelerate the launch of new Products manifold due to the use of a unique CFT Bank Product Catalog

Platform 1 is ​a technological platform for information systems CFT-Bank, CFT-Retail Bank, CFT-Management Accounting, CFT-Front Office, CFT-Budget Performance Monitoring Service for Bank Corporate Customers, CFT-Data Warehouse, and other systems developed on the basis of this platform.  

Platform 1 is divided into the following logical levels: 

  • Level 1. Warehouse for application data of the application model: Oracle Server tables and views.
  • Level 2. Business logic: Oracle Server stored procedures.
  • Level 3. User workstation – "CFT-Navigator": universal client implementing the logic of application model view to end user.

Platform 1 provides for the bank:

  • Creation of information and technological infrastructure with maximally complete functionality (corporate, retail and remote services, management accounting and budget planning, internal economic activity management, data warehouse).
  • High productivity due to efficient and scalable system architecture which allows connecting additional server hardware as the business extends.

ARCHITECTURAL AND TECHNOLOGICAL BENEFITS 

The tools of technological Platform 1 allow not only developing well-structured, reliable in operation and quite easily modified software solutions, but also "connecting" information systems, thus providing full integration of the bank business. 

Scalability

Information systems implemented on Platform 1 have almost unlimited scalability; as the business extends, the bank can connect additional servers to the system. This is especially essential for banks that plan active business development because the opportunities of the information banking system are unlimited, irrespective of the size of the bank branch network and the scope of operations performed. 

Module Structure

The functionality of the instrumental platform allowed implementing on its basis the software products that are each aimed at solving a certain scope of tasks (CFT-Bank – automation of core banking activity, CFT-Retail Bank – retail customer servicing operations, CFT-Management Accounting – analytical accounting and reporting, strategic bank management, etc.). 

Thus Platform 1 provides centralized storage of the main data and "faultless" operation of integrated information systems. Different alternatives of Platform 1 based solutions are possible for support of the bank business of any size and area of activity. 

Wide Functionality of Platform 1 Based Systems

Software solutions implemented on the basis of Platform 1 provide wide functional coverage of the relevant field and flexible opportunities for creation and configuring of new financial products.

Fundamental for Platform 1 based systems is the concept of constant development and flexible increase of functionality due to financial business Applications. 

BASIC STRUCTURAL PRINCIPLES  

Integration with Third Party Components

A universal gateway for export/import of data in various formats is implemented in the basic part of Platform 1, which allows integrating with external applications, processing services and information systems. 

Centralized Data Model

The information storage system of Platform 1 is based on a single database, which provides full integration at the level of data storage in Platform 1 based software solutions. Using a single warehouse at performance of any operations in the system allows working with all information accumulated in it.

SECURITY SYSTEM ORGANIZATION 

Provision of Logical Data Integrity

Data integrity is warranted by DBMS mechanisms. Banking information consistency is provided by the fact that data can be modified in the system only using registered operations, and direct access to DBMS tables is denied for users. 

Management of User Operation Mode

User operation mode and password generation and changing rules are determined by a system utility program, which is part of Oracle DBMS.

Determination of User Information Access Rights  

The access control system in Platform 1 based solutions is an add-on for Oracle DBMS access control system. It is developed based on the following principles:
 
  1. Provision of the required level of flexibility and detailing of control of user access to the system information resources. For these purposes each banking business element (operation, report, data view table, etc.) has an ID number and can be appointed to a user individually. If a group of users has the same rights, they are included in one functional group;
  2. Implementation of the access system on the part of the server, so that users cannot access the information resources of Platform 1 "bypassing" the access control system, using the software for work with Oracle DBMS which is different from the Platform 1 workstation.
 
System Data Change Logs

User actions in the system are audited in the following logs:
 
  1. Operation execution log. Any action on modification can be recorded in the log if the banking model administrator marks it as required for logging;
  2. User right allocation;
  3. Detail changes. Any of the banking system details can be determined as logged. In this case all history of changes of this detail is recorded;
  4. Object status change history, first of all for payment documents. Logs are completed automatically by respective system functions. Users whose actions are logged cannot delete records from logs. All logs have a logging indicator (or level).
 
Use of Special Information Security Facilities 
 
  1. Cryptographic protection of information transmitted via public data transmission channels. Opportunity to protect internal banking documents with EDS (EDM system).
  2. Use of customer ID cards.
  3. Opportunity of flexible approach, individual solutions and recommendations for arrangement of protected document flow in accordance with the needs of a specific bank.
 
Electronic and Digital Signature  

For application of electronic and digital signature (EDS) facilities Platform 1 includes Electronic Document Management (EDM) system. EDM system is the second loop of financial information protection which provides elimination of the risk of excessive use by the Access Administrator and Application Model Administrator. 

EDS system operates in Platform 1 on the basis of EDM Regulations, which describes the conditions of document passing through life cycle stages – changes of document status during its processing. A document can pass to each next stage only if it has a required and sufficient number of EDS of the participants of the document flow. 

During operation with documents, EDM system generates a user (operator / controller / accountant) EDS based on the contents of the document and the secret user key. EDS warrants not only the determination of the document authorship but also the confirmation of a user right for performance of certain actions in the System: document creation, control, document posting.